Loan Advisory

Get the Right Loan.
First Time. Every Time.

Business loans, home loans, personal loans, and LAP — KOSHVI compares 30+ lenders and guides you to the best offer for your profile. No rejections due to paperwork gaps.

Loan Products We Facilitate

We are not a lender — we are your advisor. We compare offers from 30+ banks and NBFCs so you get the best rate with the least hassle.

Business Loan for MSMEs

₹5 Lakh – ₹2 Crore12 – 60 monthsFrom 10.5% p.a.
  • Working capital & expansion
  • Machinery & equipment purchase
  • Inventory financing
  • Unsecured & collateral-free options

Home Loan

₹10 Lakh – ₹5 CroreUp to 30 yearsFrom 8.4% p.a.
  • Purchase, construction & renovation
  • Balance transfer at lower rates
  • Top-up loans on existing home loans
  • Salaried & self-employed eligible

Personal Loan

₹50,000 – ₹40 Lakh12 – 60 monthsFrom 10.99% p.a.
  • No collateral required
  • Medical, education, travel & more
  • Quick disbursal in 48–72 hours
  • Minimal documentation

Loan Against Property

₹10 Lakh – ₹10 CroreUp to 20 yearsFrom 9.5% p.a.
  • Residential & commercial property
  • Business expansion funding
  • Lower interest vs. personal loan
  • Retain property ownership

How KOSHVI Gets Your Loan Approved

  1. 01

    Free Eligibility Check

    We assess your income, CIBIL score, and business profile to identify the best-fit lenders before you apply.

  2. 02

    Document Preparation

    We review and organise your documents to eliminate the gaps that cause rejections.

  3. 03

    Multi-Lender Comparison

    We submit to multiple lenders simultaneously and compare sanction letters for rate, tenure, and charges.

  4. 04

    Disbursal & Follow-Up

    We stay with you through verification, legal check, and final disbursal — no chasing required.

Frequently Asked Questions

Ready to Apply? Let's Start With a Free Check.

No commitment. No credit score impact. Just honest guidance on what you qualify for.

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